MELBOURNE, AUSTRALIA - SEPTEMBER 07: Daniel Menzel of the Cats looks on during the 2018 AFL First Elimination Final match between the Melbourne Demons and the Geelong Cats at the Melbourne Cricket Ground on September 07, 2018 in Melbourne, Australia. (Photo by Michael Willson/AFL Media/Getty Images)

Former Essendon great Matthew Lloyd believes Geelong has to make a number of hard list management decisions during the off-season.

Following a dispirited 29-point loss to Melbourne on Friday night and another inglorious finals exit, Lloyd said Geelong’s brand does not hold up in September.

“I think it comes on Chris Scott, because you look at Melbourne, Richmond and Collingwood, (they’re) all front end, high pressure teams,” he told AFL Media’s Access All Areas.

“Geelong just don’t apply any pressure and they get found out in finals football.”

The three-time Coleman Medallist has pointed the finger at nearly a quarter of the Cats’ list, labelling them “list cloggers” that should either be traded or delisted.

“These guys have let Geelong down or don’t get opportunities, so what’s the point of having them on the list?

“(Lincoln) McCarthy, (Cory) Gregson never get their bodies right. Zac Smith was overlooked by a three-game player in (Ryan) Abbott.

“(Daniel) Menzel doesn’t apply enough pressure. (James) Parsons couldn’t get a game. (Stewart) Crameri and (Aaron) Black (are) list cloggers. Might be strong, but that’s where they’re at.”

Ex-Geelong star Jimmy Bartel agreed with Lloyd, stating the list has too many “insurance” players.

“Lloydy’s spot on and that’s the balance of making up your list. A lot of those guys are insurance plans, and you can’t have too many of those on your list,” Bartel added.

Lloyd’s 10 Cats who need to go:

-Daniel Menzel
-Jordan Murdoch
-James Parsons
-George Horlin-Smith
-Lincoln McCarthy
-Cory Gregson
-Zac Smith
-Jackson Thurlow
-Aaron Black
-Stewart Crameri